MasterStock - We source it. We fund it. You sell it.

How a lot moves

Follow a pallet
through the corridor

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Source

US overstock pallets straight from retailers & 3PLs.

Finance

Day-zero cash wired to the supplier.

Verify

Photographed, counted, graded, founder-signed.

Ship

Net-30 to Tier-1 importers across LATAM.

01 How it works

Three layers
One single flow

Apply for access

Request access and get reviewed in one business day. No US credit history required. No US bank account.

Get matched lots

Receive curated, demand-driven lots with right-of-first-refusal - photographed, counted, graded and founder-signed.

Ship it your way

Confirmed booking slots with declared pickup and 3PL options. One single point of contact, end to end.

02 Operating standards

Each pallet
trains the next one

Four core principles behind every transaction. Each deal improves the next match.

Capital

Day-zero wire

We pay the supplier in cash on day zero. No waiting, no consignment - capital moves the moment a lot is released.

Catalog

Curated & demand-driven

Every lot is curated and demand-driven, with right-of-first-refusal for approved buyers. No cherry-picking - no operator side business competing with you.

Verification

Photographed, counted, graded

Pre-listing verification with manifest guarantees. Every lot is photographed, counted, graded, traceable - and founder-signed.

Recourse

Title retained until payment

Title is retained until payment clears. No dispute loops. Clean recourse on every cycle.

03 Credit ladder

Your line grows
with your track record

Cycle 1 · Wire-on-release

You pay on release, we both stay risk-free

You wire 100% of the FOB price, we release the Bill of Lading, the cargo is yours. We hold the title the whole way, so you are always paying against cargo that is ready and verified. The lowest price on the platform, and the cleanest way to start.

Cheapest priceZero exposure both sidesNo US credit history

You pay only when the cargo is released and verified. We hold the title until your wire clears, so you are never paying into the void. It is also the cheapest price on the platform.

A valid legal entity and a clean compliance check. No US credit history, no deposit. One clean cycle here unlocks the next rung.

Cycle 2 · Net-15 (30% down + 70% in 15 days)

Receive the cargo, pay most of it after

You pay 30% to confirm, we release the cargo, and you settle the remaining 70% within 15 days, once it is moving in your market. You stop fronting your full capital on every order.

Cargo firstPay 70% in 15 daysEarned in 2 clean cycles

Two clean wire cycles. The relationship earns the terms, not the paperwork.

One transaction covers sourcing (founder-verified, no scams), financing, and CIF logistics to your port. The terms are working capital, built into the price (roughly +1.5% vs. paying cash), smaller than the capital they free.

Cycle 3+ · Net-30 (open account)

Sell first, pay in 30 days

You receive the full order and pay 30 days later, with the goods already selling in your market. The USD credit line your bank will not give you, built into the purchase with no banking paperwork.

Sell before you payUSD line your bank won’t giveApproved buyers only

It is not a surcharge. It is the cost of receiving goods now and paying after you sell them. Compare it to your bank or your own cash, not to wire. Built into the price, roughly +3.0% vs. cash.

No. It is buying power built into the purchase. You sell first and pay later, with no banking paperwork. You get here with a proven track record of clean Net-15 cycles and an approved credit profile.

Net-30 is extended only to approved buyers, under a separate credit agreement and at MasterStock’s discretion.

04 Market context

The market opened
Most missed it

US overstock at multi-year highs due to tariff front-loading China tariffs reshaping LATAM sourcing patterns LATAM demand for US brands at record levels Zero institutional capital in the corridor

05 Why MasterStock