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Cross-Border B2B Trade Finance · US Liquidation

We find it. We finance it. You sell it.

MasterStock sources US overstock pallets directly from retailers and 3PLs, pays the supplier in cash, and ships them to Tier-1 importers in LATAM on Net-30 terms. Sourced, financed, delivered. You skip the sourcing trip, skip the upfront capital, and pay after you've sold. Apply below for access.

  1. 1Apply for access
  2. 2Get matched lots
  3. 3Ship it your way
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Free to apply · Reviewed in 1 business day · Catalog access once approved

How the bundle works

Three layers. One single flow.

Sourcing, financing and delivery packaged into a single weekly cycle. You don't search, you don't put up capital, and you don't wait to sell.

01

We find it

We map retailers, 3PLs and brands across the US Northeast. Every manifest is physically verified before it reaches your catalog.

Sourcing
02

We finance it

We pay the US supplier in cash on day zero. You don't put up working capital before the inventory arrives.

Trade Finance
03

You sell it

You receive the pallet curated, manifested and financed. You sell it in your local market. You pay us Net-30 from receipt.

Net-30
How the loop works

Each pallet trains the next one.

We don't sell random lots. You tell us what sells in your channel, we source against that demand in the US, finance it on Net-30, and your sell-through sharpens the next match. The more cycles we run together, the better the catalog fits you.

  1. 1
    Your channel defines the brief Categories that rotate, average ticket, acceptable defect rate. You register it once.
  2. 2
    We source against your demand We map retailers, 3PLs and brands in the Northeast. Every manifest is physically verified before listing.
  3. 3
    Net-30 is a credit line, not a default Standard terms are wire on release. Net-30 is extended only to approved buyers, under a separate credit agreement and at MasterStock's discretion. The line starts small and grows with your payment history and verified sell-through, it doesn't unlock the moment you create an account.
  4. 4
    Sell-through sharpens the match Your real sell-through trains the next brief. By the third pallet, what arrives fits better than any auction could.
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CYCLES CLEARED +

Each cycle stacks the next.

We win when you sell, so we screen hard before listing.

*Net-30 subject to approval, separate credit agreement and MasterStock's discretion. Standard terms are wire on release. Stats shown are model projections, not historical figures.

Credit ladder

Your line grows with your track record.

No US credit history required. No US bank account. You start at the first rung and climb with every clean cycle.

Cycle 1
Standard terms
Wire-on-release

You pay before the lot ships from our NJ cross-dock. No credit exposure on our end. No entry barrier on yours.

Cycle 2
First partial credit
30% + Net-15

30% down, 70% at Net-15 from delivery. Your first access to deferred USD capital cross-border.

Cycle 3+
Full credit, approved buyers only
Net-30

Full 30-day credit in USD. Extended only to approved buyers under a signed credit agreement and at MasterStock's discretion. No bank offers this without a US SSN or credit history.

Why LATAM importers have no alternative

Cross-border USD financing doesn't exist for LATAM companies. We built it.

Banks in LATAM won't finance US imports in USD without local collateral. US suppliers don't extend credit to foreign companies without local history. Informal lenders charge 36-60%+ annualized. MasterStock takes that credit risk because we are on the balance sheet on both sides of the deal, with inventory as collateral.

36–60% Annualized cost of alternative financing for LATAM importers (informal lenders). MasterStock's cost is embedded in the FOB price.
Why now

The market opened. Most missed it.

The US → LATAM corridor has a structural imbalance: too much inventory on the US side, too much unfinanced demand on the LATAM side. Four forces are pushing it to a breaking point.

  • US overstock at multi-year highs

    Tariff front-loading in 2025 and the post-COVID inventory correction left Northeast retailers and 3PLs with excess stock. The lot pipeline has never been deeper.

  • China tariffs are reshaping LATAM sourcing

    Trump tariffs on Chinese imports shrank the cheap-China catalog for LATAM buyers. Importers are looking for alternatives. US overstock is the answer, if they can finance it.

  • LATAM demand for US brands at a record

    A strong dollar and US brand aspiration keep pushing average tickets up. Tier-1 importers in Chile, Colombia, Mexico, and Peru have the demand but not access to financed inventory.

  • Zero institutional capital in the corridor

    US banks won't lend to LATAM importers without local history. LATAM banks won't finance USD imports without local collateral. This gap isn't going away on its own.

How we operate

Four standards. Every deal, every cycle.

Credit grows and lots get better with your track record. But the way we operate doesn't change. These are the four standards that apply from your very first order.

Capital. Day zero on our side.

We wire the US supplier on day zero. Your line grows with your track record, not with your signup.

Inside this standard:
Day-zero wire Net-7 Net-15 Net-30
See the credit ladder

Curated catalog, not open.

You only see lots that could fit your channel. We source against your demand with right-of-first-refusal.

Inside this standard:
Demand-driven Right-of-first-refusal Tier-1 suppliers Northeast 3PLs
See sourcing channels

Manifest verified before listing.

Every lot is photographed, counted, graded, and founder-signed before it reaches the catalog.

Inside this standard:
Founder-signed Photographed Counted Graded
See a sample manifest

Recourse on our side.

We hold title to the inventory until it's paid. No dispute loops, recourse stays on the lot, not on you.

Inside this standard:
Title retained Bill of Sale No dispute loop Recourse on lot
Read the terms
Reviews of competing marketplaces · Not MasterStock

What buyers say about our competitors. Here’s how we fixed each one.

Verbatim public complaints from buyers of other US liquidation auctions and marketplaces. On the right of each one: the structural choice that makes that complaint impossible at MasterStock.

Competitor marketplace
a
antodedo
IT · 3 reviews
6 days ago

I won an auction 18025

I won an auction, but no one shipped anything, no refund, no reply, no explanations, after many emails. Now after more than a month they said the seller didn’t have the items to ship. I spoke to the seller, the said [ marketplace ] closed wrongly the timing of the auction. Result i found myself with no money, no items to sell.

Competitor marketplace
MM
Marie Mori
US · 1 review
Apr 9, 2026

[ marketplace ] is about money, they don’t care about the Buyers!!!

Bought Amazon 6 pallets, one missing and the other five not mine. They located my order in New York and just closed my dispute. Got Target 4 pallets and 48% stolen items, all Dysons and good stuff was not in the pallets. Costco had 2 pallets said good, that product was trash and dirty, nasty and broken. I am done with them.

Competitor marketplace
T
Tim Andow
2 reviews
5 days ago

Cherry-picked, every single time.

[ broker ] has become a complete waste of time and money. The quality of their pallets keeps getting worse and worse. It feels like they are cherry-picking all the good and valuable items before the lot is even listed.

Competitor marketplace
S
Shane Gorum
1 review
Dec 7, 2025

“Untested” means junk.

Untested means junk. The manifest is a lie. They will short you. Support is trash. They cherry-pick everything to put on [ sister site ] (their other company) and if you buy from [ sister site ] “new” it’s actually a return.

Competitor marketplace
LR
Lonnie Frank Rudd
4 reviews
Dec 13, 2025

Hidden requirements at pickup.

I bought 3 pallets, 2 of air conditioners and one of humidifiers/dehumidifiers. First, they don’t disclose that you need a “dock-high” truck to pick up your pallets. So instead of spending $150 in gas, I spent $600 chasing a truck no one warned me about.

Competitor marketplace
EL
Elina Lewis
1 review
May 25, 2025

Wait 2 hours, drive home empty.

The Fort Worth Texas location is horrible. They never have orders ready on time, you sit around and wait up to 2 hours. They are always missing a pallet and then tell you to come back another day, to someone else, to a different dock. Total mess.

Every complaint above is a competitor. Every fix on the right is why MasterStock is an operator, not another marketplace. See how it started →

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Buyer profile

Tell us about your import operation.

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Self-serve: Apply, get approved, browse same-week.

Fill the form on the left. We review your profile by hand and reply within one business day. Approved buyers see this week’s vetted lots inside the catalog.

Best for:

Importers and pallet-buying wholesalers who already know the category they need and want a fast, frictionless start.

Categories we sell

What We Sell

Don't see what you need this week? Tell us. We source against demand from buyers we already trust.

Need something specific?
We source it against your demand.

Send the SKU, category, or volume. We tap our US supplier network and quote you back within one week. No commitment.

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